1. Introduction

Welcome to NegotiateMyBalances.com. Your privacy is critically important to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website or use our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: When you sign up for our services, fill out forms, or interact with our site, we may collect personal information such as your name, email address, phone number, and financial details.
• Non-Personal Information: We may also collect non-personal information such as your browser type, IP address, and the pages you visit on our site. This information is used for site analytics and improving user experience.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To Provide Services: We use your personal information to deliver the services you request, such as debt relief consultations and financial assessments.
• To Improve Our Website: We use non-personal information to analyze site usage and improve our website’s performance and content.
• To Communicate With You: We may use your contact information to send you important updates, offers, or newsletters. You can opt-out of these communications at any time.
• To Comply With Legal Obligations: We may be required to use or disclose your information to comply with legal requirements, court orders, or regulations.

4. Sharing Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties except as described below:

• Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website or providing our services, as long as those parties agree to keep this information confidential.
• Legal Compliance: We may disclose your information if required to do so by law or in response to legal processes.

5. Data Security

We implement a variety of security measures to protect your personal information. However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Cookies and Tracking Technologies

NegotiateMyBalances.com uses cookies and similar tracking technologies to enhance your browsing experience. Cookies are small files that a site or its service provider transfers to your device’s hard drive through your web browser (if you allow) that enables the site’s systems to recognize your browser and capture and remember certain information.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies through your browser settings. However, disabling cookies may affect your ability to access certain features of our site.

7. Your Privacy Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access: You have the right to request a copy of the personal information we hold about you.
• Correction: You have the right to request correction of any inaccurate or incomplete information.
• Deletion: You have the right to request deletion of your personal information, subject to certain exceptions.
• Opt-Out: You may opt-out of receiving marketing communications from us by following the unsubscribe instructions provided in our emails.

To exercise these rights, please contact us using the contact information provided below.

8. Third-Party Links

Our website may contain links to third-party websites. These sites have separate and independent privacy policies. We have no control over and are not responsible for the content or privacy practices of these sites.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: info@negotiatemybalance.com